ASK THE READERS - Should I buy TD, EMR, or RDS.B?

We started this series back in November of 2014 as a way to add some fun to our buying process. We plan to continue doing these Ask the Reader post once a month (except when funds are limited) and will be maintaining the stocks purchased in a separate portfolio just to see how they perform. 

For each ASK THE READER post, we will select 3-4 current stocks on our watch list that we feel are worth buying.  But to add some fun into our buying process, we have decided to put our faith in our fellow bloggers and readers once a month. 

The stocks we have chosen this month are stocks that are currently at the top of our watch list and thus stocks we would be comfortable buying regardless of the outcome.  But we thought it would be fun to get our readers input and see if collectively, we can all beat the market with this interactive portfolio. :) 

Below is a chart below of our ASK THE READER purchases to date: 



So far, this account hasn't really done too well.  Mainly due to the fall of energy and oil stocks.  But it's OK, we are long term investors and have confidence that the so-called losers here will eventually see a turn around.  We've been investing long enough to know that there are cycles in everything.  Although it may take longer than we may like, we remain confident that many of these will eventually rebound.  Meanwhile, we'll just sit back and collect the dividends. :) 

Please help us get this account in the green by spending a few minutes to vote for ONE stock from the companies listed below.  Tell us why you like the stock that you picked. 

Thanks in advance for your STOCK PICK!

STOCK #1 - Toronto Donimion Bank (TD)

• Sector: Financials
• Market Cap: 74.5 Billion
• Dividend Yield: 3.81% 
• Consecutive years of dividend increase: 4 Years
• Paying Dividends Since: 1857 (158 years)
• Payout Ratio: 47.0%
• P/E Ratio: 12.67

STOCK #2 - Emerson Electric (EMR)

• Sector: Industrials
• Market Cap: 30.9 Billion
• Dividend Yield: 4.01% 
• Consecutive years of dividend increase: 58 Years
• Paying Dividends Since: 1947 (68 years)
• Payout Ratio: 51.2%
• P/E Ratio: 13.05

STOCK #3 - Royal Dutch Shell (RDS.B)

• Sector: Energy
• Market Cap: 62.9 Billion
• Dividend Yield: 7.24% 
• Consecutive years of dividend increase: 3 Years
• Paying Dividends Since: 2005 (10 years)
• Payout Ratio: 88.59%
• P/E Ratio: 10.83

For this months ASK THE READERS selection, we selected 3 companies. All of which are already in our family's dividend stock portfolio.  Although we track these purchases separately, the stock we buy will still ultimately lower our cost basis. 

**LET US KNOW WHICH STOCK YOU WOULD PICK AND WHY**

Thank you in advance!!

Collection of RECENT BUYS (Summary) - July 2015

Since I began investing in dividend stocks approximately two years ago I've been keeping a personal log of what other dividend bloggers and dividend investors are buying.  Until now, I've just done it for my own personal knowledge and it has proven to be a great resource I use when I have no idea what I should buy. 

The collection essentially highlights the Recent Buys I have discovered throughout the dividend blog community. I always like to see what others are buying.  And with this collection, one can easily see all the buys in one centralized source. I Hope everyone has found it to be a great resource!

In case you just want a quick summary of what everyone has been buying this past month, below is a chart that depicts just that! :) 

(The chart and table above only includes companies with more than 3 buys)

The buying activity around the DGI community continued its momentum throughout the month of July. Although I believe the growing number of buys is somewhat related to my continued efforts to provide a more complete list, another record was set this past month for the highest number of buys logged by the DGI community in a single month. In all, a total of 94 buys were found throughout the month of July. 

Once again, since there were so many buys logged, we have only charted those companies with 3 or more buys (we originally charted companies with 2 or more buys).  

To summarize, out of a total of 94 buys found around the DGI community, a total of 53 companies were purchased, with 23 companies bought more than once.  

1. The most popular company this past month was Emerson Electric (EMR), which was purchased by 6 different investors throughout the DGI community.  
2. In second place was Chevron Corp (CVX), which was purchased by 5 different investors throughout the DGI community. 
3. Third place was a tie between Toronto-Dominion Bank (TD), Caterpiller Inc (CAT), Wal-Mart Stares (WMT) and Omega Health Care Investor Inc (OHI) with a total of 4 buys.  

The following companies each had 3 buys (3 total): 

• Union Pacific (UNP), 3M (MMM), Kinder Morgan Inc (KMI). 

And although not included in the chart, the following companies each had 2 buys (14 total): 

• T.Rowe Price (TROW), Qualcomm Inc (QCOM),  Oneok Inc (OKE), National Oilwell Varco (NOV), Norfolk Southern (NSC), Realty Income Corp (O), Dover Corp (DOV), Ventas, Inc (VTR), Inter Pipeline Ltd (IPL), Royal Bank of Canda (RY), Canadian Imperial Bank of Commerce (CM), Bank of Montreal (BMC), International Business Machine (IBM), Target Corp (TGT).

I am happy and thankful to report that our family remained active during the continued buying frenzy this past month.  During the month of July, we picked up shares in CVX, EMR, UNP, MMM, and TD for our family's dividend stocks portfolio.  Can't wait til the forward dividends from our recent buys show up in future dividend income reports!!

What have you been buying?  Please feel free to share in the comments or send me a link to your Recent Buy post in case I happened to have missed it.

Don't forget to bookmark or add this page to your favorites!!

 COLLECTION OF RECENT BUYS

If you have a chance, make sure you also take a look at my Collection of Stock Analyses!! As with my collection of recent buys, my goal is to make this collection also become a centralized source for everyone. It could become a place where one can get ideas on what to invest in next, to establish a desired stock purchase price, or simply to see what your favorite bloggers are buying.  Whatever your reason, my hope is that this collection proves to be a great reference tool and helps provide you that little extra advantage that you are looking for in order to succeed with your investing.

RECENT BUY : (NYSE: TD)

WE RECENTLY PURCHASED THE FOLLOWING

Toronto-Dominion Bank (TD)
Purchased 10 shares of TD on 7/28/2015 at $38.88
Total Spent: $388.80
$15.65 added to annual dividends

The Toronto-Dominion Bank provides financial products and services. It was founded on February 1, 1955 and is headquartered in Toronto, Canada. TD is the 2nd largest Canadian bank in terms of market capitalization.  TD Bank Financial Group is the sixth largest bank in North America by branches and serves more than 18 million customers in four key businesses operating in a number of locations in key financial centers around the globe: Canadian Personal and Commercial Banking, including TD Canada Trust and TD Insurance; Wealth Management, including TD Waterhouse and an investment in TD Ameritrade; U.S. Personal and Commercial Banking, including TD Bank, America’s Most Convenient Bank; and Wholesale Banking, including TD Securities. TD Bank Financial Group also ranks among the world's leading online financial services firms, with more than 6 million online customers. TD Bank Financial Group has over $550 billion in assets.

Back on January 14th of this year, our family became shareholders of TD with our initial purchase of 10 shares at $42.00. The stock had eventually recovered from the January lows and, at one point, reached the $46.00 mark for a brief moment in April.  Since April, however, the stock has been on a continuous decline and today set another 52-week low at $38.66. 

We've been keeping a close eye on the stock since it dipped below the $40 mark and today decided to pull the trigger and add another 10 shares of TD to our portfolio. Our buy today was at the purchase price of $38.88 a share.   

With our recent purchase of TD, we added $15.65 in forward dividends to our family's dividend stocks portfolio. This now puts our yearly dividends at approximately $2,691/year (excluding our Edwards Jones account) and $3,049/year (including our Edward Jones account). Today's purchase was our 5th buy of the month. Looks like July will end as another active month for this Frugal Family of 4! :)

Since we had already held TD shares in our family's dividend stocks portfolios (WF and EJ Accounts), the portfolio remains unchanged at a total of 44 different dividend paying stocks/ETFs and also 4 companies that either don't pay a dividend our has currently suspended their dividends.

Our family's dividend stocks portfolio may be found

by clicking on the link below:

DIVIDEND STOCKS PORTFOLIO

We also maintain an extensive list of stock analysis

that can be access through the link below:

COLLECTION OF STOCK ANALYSES

We also just started a list of Recent Buys by other bloggers

that can be access through the link below:

COLLECTION OF RECENT BUYS

HERE IS A QUICK FACT SHEET FOR THE STOCK I JUST PURCHASED:

Toronto-Dominion Bank (TD)

P/E: 12.07
Payout Ratio: 58%
Dividend Yield: 3.95%
Dividend Growth rate (5yr AVG): 10.0% 
4 consecutive years of dividend increases
Last Ex-dividend date: 7/7/2015

Next Ex-dividend date: approx. 10/7/2015
Have paid a dividend since: 1857 (158 years!)
Pays a dividend 4 times a year.
Market Cap: 73.2 Billion
52-week high: $53.49
52-week low: $38.92
Purchased Price: $38.88

What are your thoughts about my recent purchase?

What are you buying?

ASK THE READERS - Should I buy BAX, JNJ, PM, TD?

We tried this out back in November and then again in December.  But we had too many stock purchases in January and had no capital left to do an ASK THE READER post. 

But since our other two ATR posts went relatively well, and the two related stock purchases are up 11.41% since we bought them (see chart below), we figure we will  try to continue to do a ATR post once a month and maintain these stocks in a separate portfolio just to see how they perform.



So for each ASK THE READER post, we will select four stocks on our watch list that we feel are worth buying.  But to add some fun into our buying process, we have decided to put our faith in our fellow bloggers and readers once a month. 

Please spend a few minutes to vote for one stock from the four companies listed below.  Tell us why you like the stock that you picked. 

Thanks in advance for your STOCK PICK!

STOCK #1 (BAX)

• Sector: Health Care - Medical Instruments & Equipment
• Market Cap: 36.8 Billion
• Dividend Yield: 3.0% 
• Consecutive years of dividend increase: 6 Years
• Paying Dividends Since: 1934
• Payout Ratio: 60%
• P/E Ratio: 14.8

STOCK #2 (JNJ)

• Sector: Health Care - Pharmaceuticals & Biotechnology
• Market Cap: 280.4 Billion
• Dividend Yield: 2.8% 
• Consecutive years of dividend increase: 52 Years
• Paying Dividends Since: 1944 
• Payout Ratio: 46%
• P/E Ratio: 17.6



STOCK #3 (PM)

• Sector: Consumer Products - Tabacco
• Market Cap: 128.4 Billion
• Dividend Yield: 4.8% 
• Consecutive years of dividend increase: 6 Years
• Paying Dividends Since: 2008
• Payout Ratio: 82%
• P/E Ratio: 17.45



STOCK #4 (TD)

• Sector: Financials - Banking & Savings
• Market Cap: 79.4 Billion
• Dividend Yield: 3.6% 
• Consecutive years of dividend increase: 4 Years
• Paying Dividends Since: 1857
• Payout Ratio: 51%
• P/E Ratio: 13.04

**LET US KNOW WHICH STOCK YOU WOULD PICK AND WHY**

RECENT BUYS (NYSE: GE, BBL, and TD)

WE RECENTLY PURCHASED THE FOLLOWING

General Electric Company (GE)
Purchased 15 shares of GE on 1/13/2015 at $23.75
Total Spent: $356.25
$13.80 added to annual dividends

 

BHP Billiton Plc (BBL)
Purchased 12 shares of BBL on 1/14/2015 at $38.75
Total Spent: $465.00
$29.04 added to annual dividends

Toronto-Dominion Bank (TD)
Purchased 10 shares of TD on 1/14/2015 at $42.00
Total Spent: $420.00
$15.66 added to annual dividends

Our family was busy this week adding to our dividend stocks portfolio.  On 1/12/15, we picked up a few more shares of NOV to add to our portfolio.  We followed that up with another purchase of GE at $25.75 on 1/13/15.  And today, we picked up more shares in BBL at $38.75 and also initiated a position in TD at $42.00.  All but TD were companies we already owned.  TD, however, became the 33 stock/ETF we currently hold in our family's dividend stocks portfolio. With the purchases mentioned above, our estimated forward dividends grew another $58.50 and now stands at approximately $3,253/year in dividends.

Our family's dividend stocks portfolio may be found

by clicking on the link below:

DIVIDEND STOCK PORTFOLIO

We also maintain an extensive list of stock analysis

that can be access through the link below:

COLLECTION OF STOCK ANALYSES

We also just started a list of Recent Buys by other bloggers

that can be access through the link below:

 

COLLECTION OF RECENT BUYS

HERE IS A QUICK FACT SHEET FOR THE STOCKS WE RECENTLY PURCHASED:

 

General Electric Company (GE)

P/E: 18.17
Payout Ratio: 67%
Dividend Yield: 3.9%
Dividend Growth rate (5yr AVG): 9.66%
4 consecutive years of dividend increases
Last Ex-dividend date: 12/18/2014

Next Ex-dividend date: approx. 3/18/2015
Have paid a dividend since: 1899 (116 years)
Pays a dividend 4 times a year.
Market Cap: 238.80 Billion
52-week high: $27.53
52-week low: $23.41

BHP Billiton Plc (BBL)

P/E: 7.65
Payout Ratio: N/A
Dividend Yield: 5.9%
Dividend Growth rate (5yr AVG): 8.19%
12 consecutive years of dividend increases
Last Ex-dividend date: 9/3/14

Next Ex-dividend date: approx. 3/3/2015
Have paid a dividend since: 2002 (13 years)
Pays a dividend 2 times a year.
Market Cap: 105.52 Billion
52-week high: $71.44
52-week low: $38.54

Toronto-Dominion Bank (TD)

P/E: 11.70
Payout Ratio: 51%
Dividend Yield: 3.7%
Dividend Growth rate (5yr AVG): 9.14% 
4 consecutive years of dividend increases
Last Ex-dividend date: 1/2/2015

Next Ex-dividend date: approx. 4/2/2015
Have paid a dividend since: 1857 (158 years)
Pays a dividend 4 times a year.
Market Cap: 78.10 Billion
52-week high: $53.49
52-week low: $41.89

What are your thoughts about my recent purchase?

What are you buying?