Tuesday, January 23, 2018

Net Worth Report (Jan 2018 Update)

We originally set out to provide just annual Net Worth updates and then eventually started to do quarterly updates.  Now that we have significantly slowed the pace of our posts, I think we will like just pop in once or twice a year simply to let everyone know how we are doing and to keep ourselves honest and looking forward to our ultimate goal of early retirement and/or Financial Independence!  

Also, in case you have not come across it, we are part of an active list of bloggers who provide their net worth on Rockstar Finance's page - The Ultimate List of Blogger Net Worth.

With that said, at the end of the first quarter, our family net worth is as follows:

Retirement Savings:                      $ 520,034
P2P Lending Accounts:                   $    8,203
Dividend Stock Accounts (DSA):     $   87,983
DSA - Surplus Cash:                      $  18,282
College Savings Accounts:              $  75,837
Cash and Savings:                         $  51,018

(Increase of $57,717 since April 2017)

Although we do not count it as part of our Net Worth,
it is still nice to know that our Home Equity is:
(Increase of $13,656 since April 2017)

Although we don't consider our home equity as part of our Net Worth, we understand that some people do.  So for those who include home equity in their Net Worth, our family's net worth would be considered: $1,321,388 (Increase of $71,373 since April 2017).  It's a pretty awesome figure when you include the home equity but until we can accumulate 7 figures without our home equity, I refuse to consider myself a millionaire. 

* Although others do consider home equity, and even cars, collections, etc. as part of their net worth, it is our opinion that since these items are not very liquid and the value of these items is highly dependent on what others are willing to pay for them (at the present time), we have decided not to consider these type of assets as part of our family's recognized net worth.

Friday, January 12, 2018


Below is a recap of the dividends/partnership distributions that we received from our family's dividend stocks portfolio –  DECEMBER 2017 (recap).


During the past month, our family received dividends/partnership distributions from a total of 17 companies/ETFs/Partnerships. The total monies received from those 17 companies/ETFs/Partnerships was: $253.16

Below is a breakdown of the dividends/partnership distributions received this past month:

12/01/17 - ENB (Enbridge Inc): $19.95
12/08/17 - EXC (Exelon Corp): $11.44
12/11/17 - TGT (Target Corp): $15.50
12/11/17 - IBM (Int'l Business Machines Corp): $9.00
12/11/17 - XOM (Exxon Mobil Corp): $11.55
12/11/17 - EMR (Emerson Electric Co): $13.10
12/11/17 - CVX (Chevron Corp): $16.20

12/11/17 - CTL (Centurylink Inc): $13.50
12/15/17 - ESV (Ensco Plc): $5.00
12/15/17 - FLO (Flower Foods Inc): $5.61
12/18/17 - VFC (V.F. Corp): $6.90
12/22/17 - RDS.B (Royal Dutch Shell Plc): $21.62
12/22/17 - NOV (National Oilwell Varco Inc): $2.25
12/28/17 - UNP (Union Pacific Corp): $9.98
12/28/17 - EDIV (SPDR S&P Emerging Markets ETF): $9.72
12/28/17 - GILD (Gilead Sciences Inc): $6.24
12/29/17 - FTR (Frontier Communications Corp): $75.60



How did you all do? Hopefully you all continue to see your dividends growth month after to month, year after year! 

In case you interested, our family's dividend stocks portfolio 
may be found by clicking on the link below: