Friday, December 2, 2016

NOVEMBER 2016 - DIVIDENDS RECEIVED

Below is a recap of the dividends/partnership distributions that we received from our family's dividend stocks portfolio –  November 2016 (recap).

DIVIDENDS

During the past month, our family received dividends/partnership distributions from a total of 14 companies/ETFs/Partnerships!! The total monies received from those 14 companies/ETFs/Partnerships was: $162.89

Below is a breakdown of the dividends/partnership distributions received this past month:


WELLS FARGO INVESTMENT ACCOUNT:
11/01/16 - VZ (Verizon Communications Co): $14.44
11/01/16 - DE (Deere & Co): $10.80
11/01/16 - T (AT&T Inc): $12.17
11/02/16 - POT (Potash Corp): $2.00
11/10/16 - AAPL (Apple Inc): $3.42
11/14/16 - OKS (Oneok Partners LP): $9.48
11/15/16 - OHI (Omega Healthcare REIT Investors Inc): $6.10
11/15/16 - KMI (Kinder Morgan Inc): $14.00

11/21/16 - TIS (Orchids Paper Products Co
): $17.50
11/21/16 - CAT (Caterpillar Inc): $6.16
11/21/16 - ARTNA (Artesian Resource Corp): $9.13
11/25/16 - HCP (HCP Inc): $3.33
11/25/16 - COP (Capital One Financial Corp): $2.80

11/28/16 - RY (Royal Bank of Canada): $6.14

EDWARD JONES INVESTMENT ACCOUNT:
11/01/16 - T (AT&T Inc): $45.42

OVERALL DIVIDENDS TOTAL THIS MONTH: $162.89


In case you interested, our family's dividend stocks portfolio 
may be found by clicking on the link below:



Sunday, November 27, 2016

Mortgage Balance (UPDATE) - NOV 2016

If you have viewed our family's Net Worth Page, you probably already know that it does not include the equity in our home.  Although, we do realize that it is technically part of our overall net worth, we decided that since our home equity is not an asset that we can count on for income (unless we sell and buy something cheaper) we would exclude it from our net worth calculation.

For the purpose of this blog, we are more interested in documenting our loan balance rather than our home equity.  With that said, we will use the current Zillow value as our estimated home value and use it to figure out the percentage we owe on our home. For those interested, we will include the amount of our home equity, but know that we are less concerned with the equity since we have no plans to cash out or otherwise sell our home. Our main goal is to pay off our home on or before my retirement date. 


HOME VALUE:
According to Zillow, our home is currently worth: $831,679 (down $4,043 in the last 30-days). Real estate typically cools down (literally) in the winter months so we expect the decline to carry forward into the next few months. And with the high likelihood of a rate increases in the near future, we expect our home to decline even further.  But from a property tax standpoint, and since we have no intentions of moving, we welcome the declines in value. :)

It's fun to calculate and certainly makes you feel a little bit more wealthy but, if you follow us, the reality is that whether our home prices rise or fall, it really doesn't mean much to our family as we have no intentions to sell or otherwise move.  We are very lucky to be able to say that we love were we are and couldn't see ourselves living and/or raising our family any other place. :)
Mortgage Balance (As of November 1st):
$294,936 (down $1,889 from our post last month)

Percentage Owed:
35.4% (down 0.1% from our post last month)

Home Equity:
$536,743 (down $2,146 from our post last month)
   
Mortgage Background:
For those that have not read the Preface on our home equity, we currently hold a 15-year fixed rate mortgage at the incredibly low rate of 2.875%.  My goal is to retire within 10 years and 7 months (127 months) so we are setting out to pay off our mortgage on or before my retirement date. Right now we are a few months behind the target retirement date. Currently, we have approximately 11  years and 5 months (137 months) left on our mortgage.  Nevertheless, I would like to have it paid off in another 10 years (or less). If we accomplish that, I plan to use the last few years to aggressively build our passive income to help supplement our retirement and defer tapping into the 457K as long as we can so it can continue to grow. 

Right now we are not putting any extra money towards the principal given our low 2.875% interest rate. We feel that we could make our money grow faster by investing it and while keeping the money more liquid. At a certain point, maybe in 6-9 years, we may consider using money from our investment accounts to wipe out the remaining mortgage balance.  Until then, we will continue to grow that money outside, rather than have it locked into our home.
  
Click on the link below to view our mortgage balance history:

Thursday, November 24, 2016

Stocks Added to Collection of Stock Analyses - November 2016

For those who are not yet familiar with our extensive collection of individual dividend stocks. The entire collection is currently comprised of 1,281 stock analyses (and still growing). The collection essentially provides links to various stock analyses that we found throughout the dividend blog community since 2013. Last year we added a total of 445 stock analyses to the collection. If you would like to view archives from previous years, please follow the respective links provided at the end of this post. 

2016
We started the year providing weekly updates to our Collection of Stock Analyses. Although we started out strong, we eventually realized that we simply did not have enough time to keep up with the weekly updates. We still plan to continue growing our Collection of Stock Analyses but unfortunately can no longer commit to a weekly updateTo date, our 2016 Collection is now comprised of 332 stock analyses.
     
November 2016 (Update):
Below is a list of newly added stocks analyses that were recently added to our 2016 Collection of Stock Analyses:
  1. American Water Works Company (AWK)
    • by Roadmap 2 Retire
  2. Colgate Palmolive Co (CL)
    • by Sure Dividend
  3. Coca Cola Co (KO)
    • by Sure Dividend
  4. Clorox Co (CLX)
    • by DividendTIME
  5. Clorox Co (CLX)
    • by Sure Dividend
  6. CVS Health Corp (CVS)
    • by Dividend Growth Investor
  7. HCP Inc (HCP)
    • by Dividend Growth Investor
  8. Kimberly-Clark Corp (KMB)
    • by DividendTIME
  9. Kroger Co (KR)
    • by Sure Dividend
  10. Nike Inc (NKE)
    • by The Dividend Manager
  11. Nike Inc (NKE)
    • by Harevesting Dividend
  12. Sysco Corp (SYY)
    • by The Dividend Manager
  13. Sysco Corp (SYY)
    • by DividendTIME
  14. Union Pacific Corp (UNP)
    • by The Dividend Manager
  15. Starbucks Corp (SBUX)
    • by Dividend Growth Investor
  16. Wal-Mart Stores Inc (WMT)
    • by DividendTIME
                        Links provided directly in this post!

                        Please feel free to leave me a message if you prepared a stock analysis that I did not include in my post.  I would be more than happy to add your stock analysis to both this post and our collection of stock analyses.  Please make sure to confirm that it is a dividend paying stock and that it is a individual stock analysis.
                          
                        My goal is to make this collection become the centralized source where one begins their research on a particular dividend stock company or at the very least, a source to confirm if a company stock is worth buying. Whether your a beginner or a veteran, I want this list to become an invaluable reference tool for you all. Best part, unlike other subscription based sites, I plan to keep this completely free for everyone to enjoy and benefit from.

                        Feel free to share with all of your friends and family! 


                        Click on Link Below

                        2016 - Collection of Stock Analyses

                        (Archived 201520142013)



                        Also don't forget to check out our:


                        Collection of Recent Buys