RECENT BUY (NYSE: KMI)

WE RECENTLY PURCHASED THE FOLLOWING

KINDER MORGAN, Inc. (KMI)

Purchased 15 shares of KMI on 9/29/2015 at $27.00
Total Spent: $405.00

Company Description

From Google Finance:

“Kinder Morgan, Inc. (KMI) is an energy infrastructure and energy company in North America. The Company operates through six segments: Natural Gas Pipelines, CO2, Terminals, Products Pipelines, Kinder Morgan Canada and Other. The Natural Gas Pipelines segment includes interstate and intrastate pipelines and its liquefied natural gas (LNG) terminals. The CO2 business segment produces, transports, and markets CO2. The Terminals segment includes the operations of its petroleum, chemical, ethanol and other liquids terminal facilities and all of its coal, petroleum coke, fertilizer, steel, ores and other dry-bulk material services facilities. The Products Pipelines segment consists of refined petroleum products, crude oil and condensate, and NGL pipelines and associated terminals, Southeast terminals, and its transmix processing facilities. The Kinder Morgan Canada segment includes its 100% owned and operated Trans Mountain pipeline system and a 25-mile Jet Fuel pipeline system”

Although the market finished barely in the green today, there were still many great buys found. The discounts were best found earlier in the day when the DOW dipped below 16,000 points. So as a long term investors, we took the opportunity to add a few more shares to our family's dividend stocks portfolio.  With today's purchase, we were able to lower our cost basis on another stock we currently own.  

Including the 15 shares added today, we now own 62 total shares of KINDER MORGAN, Inc. (KMI) in our family's dividend stocks portfolio. Our purchase today lowered our cost basis on KMI from $32.32 to 31.03. Additionally, our estimated forward dividends grew another $29.40, putting our yearly dividends at approximately $3,460/year (excluding our Edwards Jones account) and $3,819/year (including our Edward Jones account).

Since we had already held KMI shares in our family's dividend stocks portfolios (WF and EJ Accounts), the portfolio remains unchanged at a total of 47 different dividend paying stocks/ETFs and also 4 companies that either don't pay a dividend our has currently suspended their dividends.

Our family's dividend stocks portfolio may be found

by clicking on the link below:

DIVIDEND STOCKS PORTFOLIO

We also maintain an extensive list of stock analysis

that can be access through the link below:

COLLECTION OF STOCK ANALYSES

We also just started a list of Recent Buys by other bloggers

that can be access through the link below:

COLLECTION OF RECENT BUYS

HERE IS A QUICK FACT SHEET FOR THE STOCK I JUST PURCHASED:

KINDER MORGAN, Inc. (KMI)

P/E: 33.97
Payout Ratio: 270%
Dividend Yield: 7.49%
3 consecutive years of dividend increases
Last Ex-dividend date: 7/29/2015

Next Ex-dividend date: approx. 10/29/2015
Have paid a dividend since: 1937 (78 years)
Pays a dividend 4 times a year.
Market Cap: 60.3 Billion
52-week high: $44.71
52-week low: $25.81
Purchased Price: $27.00

What are your thoughts on of recent purchase?

What are you buying?

RECENT BUY (NYSE : RDS.B)

WE RECENTLY PURCHASED THE FOLLOWING

ROYAL DUTCH SHELL (RDS.B)

Purchased 14 shares of RDS.B on 9/28/2015 at $46.00
Total Spent: $644.00

Company Description

From Google Finance:

“Royal Dutch Shell plc (Shell) is an independent oil and gas company. The Company is engaged in the principal aspects of the oil and gas industry in more than 70 countries. The Company operates in three segments: Upstream, Downstream and Corporate. In Upstream, the Company focuses on exploration for new liquids and natural gas reserves and on developing new projects. In Downstream, the Company focuses on turning crude oil into a range of refined products, which are moved and marketed around the world for domestic, industrial and transport use. The Company's Upstream Americas business manages Shell's Upstream activities in North and South America. It also extracts bitumen from oil sands that is converted into synthetic crude oil. The Company's Upstream International business manages Shell's Upstream activities outside the Americas. The Company's Downstream business manages Shell's refining and marketing activities for oil products and chemicals.”

With today's 300+ drop in the market, most of the market was in the red. That only meant one thing for us long term DGI investors...more opportunities to add to our portfolio at a discount.  We decided to pick a company recently mentioned in our Ask The Reader segment.  We understand why many have choose to stay away from oil and energy stocks. But at today's prices, we just couldn't resist the opportunity to lower our cost basis on a company stock that we already owned and decided to add 14 more shares of RDS.B to our family's dividend stocks portfolio.  

We picked up 8 initial shares of ROYAL DUTCH SHELL (RDS.B) back in March of this year. With our purchase today, we now own 23 total shares of RDS.B in our family's dividend stocks portfolio. Our purchase today lowered our cost basis on RDS.B from $59.97 to $51.47. Additionally, our estimated forward dividends grew another $52.64, putting our yearly dividends at approximately $3,431/year (excluding our Edwards Jones account) and $3,790/year (including our Edward Jones account).

Since we had already held RDS.B shares in our family's dividend stocks portfolios (WF and EJ Accounts), the portfolio remains unchanged at a total of 47 different dividend paying stocks/ETFs and also 4 companies that either don't pay a dividend our has currently suspended their dividends.

Our family's dividend stocks portfolio may be found

by clicking on the link below:

DIVIDEND STOCKS PORTFOLIO

We also maintain an extensive list of stock analysis

that can be access through the link below:

COLLECTION OF STOCK ANALYSES

We also just started a list of Recent Buys by other bloggers

that can be access through the link below:

COLLECTION OF RECENT BUYS

HERE IS A QUICK FACT SHEET FOR THE STOCK I JUST PURCHASED:

Royal Dutch Shell (RDS.B)

P/E: 9.64
Payout Ratio: 72%
Dividend Yield: 7.93%
3 consecutive years of dividend increases
Last Ex-dividend date: 8/12/2015

Next Ex-dividend date: approx. 11/12/2015
Have paid a dividend since: 2005 (10 years)
Pays a dividend 4 times a year.
Market Cap: 145 Billion
52-week high: $80.11
52-week low: $45.92
Purchased Price: $46.00

What are your thoughts on of recent purchase?

What are you buying?

P2P Accounts (Update) - SEPT 2015

On September 1st, our Lending Club account balance was at $7,436.31. We had $839.78 in available cash and out outstanding principal stood at $6,596.53. 

As our followers may already know, it has been more and more difficult to find and buy notes that meet our criteria.  Unfortunately, we don't have the time to search for notes each morning as we once had so we now rely on the automatic investing tool.  We've just haven't had much success through automatic investing.  So this past month, since we had way too much money sitting idle, we decided to open a new Loyal3 account. We will still keep our P2P accounts but plan to slowly move idle cash back to our bank account and invest the money into our new Loyal3 account. This was the reason for the -$1,987.44 net change to our account.

From our outstanding notes, we did receive $43.86 in interest. But was also had $26.27 in charged off loans so we only saw a net gain $17.58 this past month.

We did manage to pick up 5 new notes and thus invest $125 this past month. Hopefully that will help keep the account growing, albeit slowly than we would like. In all, we have a total of 413 outstanding notes and have seen a total of 846 notes paid in full.     

As you can see our  413 active notes are part of a very conservative mix with 69% of the notes being A Rated, 28% are B Rated, and 2% are C Rated.  We do not own any notes with a rating less than C. 

We are currently generating a Net Annualized Return of 5.25% on our seasoned notes. 

_____________________________________________________________ 



On September 1st, our Prosper account balance was at $9,947.64. We had $1,187.19 in available cash and out outstanding principal stood at $8,760.45.

Although our Prosper account seems to be growing a bit faster than our Lending Club account, the struggle to find additional notes and having too much idle cash also exists for our Prosper account. 

From our outstanding notes, we received $601.63 in payments from our active notes. From those payments, we received a total of $56.89 in interest. But was also had -$5.76 in charged off loans so our net gain was $51.13 this past month. We also managed to re-invest $506.00 into new notes acquired this past month.

Similar to our Lending Club notes, the our Prosper notes are invested into a similar conservative mix. As you can from the pie chart above, majority of our notes are have an A or AA rating, although we do have C rated notes, they make up a very small part of our investments.  As noted above, we unfortunately have way too much idle cash.  That will change as slowly begin to withdraw the idle cash and invest into our new Loyal 3 account.  

We are currently generating an Annualized Return of 6.98% on our seasoned notes. 

 _______________________________________________________________

Below are the updated numbers that include both Lending Club and Prosper accounts: 

Total Value of Both P2P accounts: $17,383.95

Estimate Average Interest Earned: 6.11%

Click below to view our peer-to-peer lending accounts history

PEER-TO-PEER LENDING ACCOUNTS

________________________________________________________________  

NOTES CRITERIA:

Our family has been investing in peer-to-peer lending notes for approximately 3 years now. And because of past defaults, we have now refined our search criteria. As a result, we now take a slightly more conservative approach with the notes we invest in. Currently, we only invest in notes that fit the following initial criteria:

• Amount requested is under $6,000;
• Credit score of 700 or more; and
• Monthly payment will be less than $250.

From those we evaluate (Employment Status):

• The borrower's income (prefer > $50,000 but depends on amount requested);
• Length of employment (must be > 2 years); and
• Their occupation (certain occupations, known to be more secured, are more desirable).

We then look at (Ability To Pay):

• Their credit history;
• Revolving balance; and
• Debt to income level, etc.

We do not invest in any notes where borrow is currently delinquent, of if they have had  a public record within the last 12 months. We also do not invest in notes where the description provided is "Other." We feel that there is too much risk involve when the borrower is not willing to reveal why he/she needs the money.

RECENT BUY - (NYSE : EMR)

WE RECENTLY PURCHASED THE FOLLOWING

EMERSON ELECTRIC (EMR)

Purchased 8 shares of EMR on 9/22/2015 at $44.25
Total Spent: $354.00

This morning, with Emerson Electric (EMR) seemingly this month's ASK THE READERS pick, we decided to place an order to buy 8 shares of EMR.  In case you missed it, we asked our readers to pick a stock between Royal Dutch Shell (RDS.B), Toronto-Dominion Bank (TD), and Emerson Electric (EMR).  At the time of this write up, the final tally was: RDS.B- 0, TD- 1, and EMR- 3.  Based on the comments and results, it is clear that even at all time lows, investors are staying clear of oil for the moment. 

Company Description

From Google Finance:

“Emerson Electric Co. is engaged in offering technology and engineering together that provides solutions for customers in industrial, commercial, and consumer markets around the world. The company operates through five business segments: Process Management, Industrial Automation, Network Power, Climate Technologies, and Commercial & Residential Solutions. The Process Management segment provides measurement, control and diagnostic capabilities for automated industrial processes. The Industrial Automation segment provides integrated manufacturing solutions to its customers at the source of manufacturing their own products. The Network Power segment designs, manufactures, installs and maintains products providing grid-to-chip electric power conditioning. The Climate Technologies segment provides products and services for the climate control industry. The Company’s Commercial & Residential Solutions segment offers a range of tools, storage products and appliance solutions.”

At the end of the day, we were happy to be adding 8 more shares of EMR (Emerson Electric) to our family's dividend stocks portfolio. We originally picked up shares of EMR back in October of 2014, and recently added to our holding in July as well as last month. With our purchase today, we now own 35 total shares of EMR in our family's dividend stocks portfolio.  I'm happy to report that the cost basis for our EMR shares slightly decreased from $54.94 to $52.50.  Our estimated forward dividends grew another $15.04, putting our yearly dividends at approximately $3,379/year (excluding our Edwards Jones account) and $3,737/year (including our Edward Jones account).

Since we had already held EMR shares in our family's dividend stocks portfolios (WF and EJ Accounts), the portfolio remains unchanged at a total of 47 different dividend paying stocks/ETFs and also 4 companies that either don't pay a dividend our has currently suspended their dividends.

Our family's dividend stocks portfolio may be found

by clicking on the link below:

DIVIDEND STOCKS PORTFOLIO

We also maintain an extensive list of stock analysis

that can be access through the link below:

COLLECTION OF STOCK ANALYSES

We also just started a list of Recent Buys by other bloggers

that can be access through the link below:

COLLECTION OF RECENT BUYS

HERE IS A QUICK FACT SHEET FOR THE STOCK I JUST PURCHASED:

EMERSON ELECTRIC (EMR)

P/E: 12.43
Payout Ratio: 51.12%
Dividend Yield: 4.17%
58 consecutive years of dividend increases
Last Ex-dividend date: 8/13/2015

Next Ex-dividend date: approx. - 11/13/2015
Have paid a dividend since: 1947 (68 years)
Pays a dividend 4 times a year.
Market Cap: 29.3 Billion
52-week high: $65.94
52-week low: $44.03
Purchased Price: $44.25


What are your thoughts about my recent purchase?

What are you buying?

ASK THE READERS - Should I buy TD, EMR, or RDS.B?

We started this series back in November of 2014 as a way to add some fun to our buying process. We plan to continue doing these Ask the Reader post once a month (except when funds are limited) and will be maintaining the stocks purchased in a separate portfolio just to see how they perform. 

For each ASK THE READER post, we will select 3-4 current stocks on our watch list that we feel are worth buying.  But to add some fun into our buying process, we have decided to put our faith in our fellow bloggers and readers once a month. 

The stocks we have chosen this month are stocks that are currently at the top of our watch list and thus stocks we would be comfortable buying regardless of the outcome.  But we thought it would be fun to get our readers input and see if collectively, we can all beat the market with this interactive portfolio. :) 

Below is a chart below of our ASK THE READER purchases to date: 



So far, this account hasn't really done too well.  Mainly due to the fall of energy and oil stocks.  But it's OK, we are long term investors and have confidence that the so-called losers here will eventually see a turn around.  We've been investing long enough to know that there are cycles in everything.  Although it may take longer than we may like, we remain confident that many of these will eventually rebound.  Meanwhile, we'll just sit back and collect the dividends. :) 

Please help us get this account in the green by spending a few minutes to vote for ONE stock from the companies listed below.  Tell us why you like the stock that you picked. 

Thanks in advance for your STOCK PICK!

STOCK #1 - Toronto Donimion Bank (TD)

• Sector: Financials
• Market Cap: 74.5 Billion
• Dividend Yield: 3.81% 
• Consecutive years of dividend increase: 4 Years
• Paying Dividends Since: 1857 (158 years)
• Payout Ratio: 47.0%
• P/E Ratio: 12.67

STOCK #2 - Emerson Electric (EMR)

• Sector: Industrials
• Market Cap: 30.9 Billion
• Dividend Yield: 4.01% 
• Consecutive years of dividend increase: 58 Years
• Paying Dividends Since: 1947 (68 years)
• Payout Ratio: 51.2%
• P/E Ratio: 13.05

STOCK #3 - Royal Dutch Shell (RDS.B)

• Sector: Energy
• Market Cap: 62.9 Billion
• Dividend Yield: 7.24% 
• Consecutive years of dividend increase: 3 Years
• Paying Dividends Since: 2005 (10 years)
• Payout Ratio: 88.59%
• P/E Ratio: 10.83

For this months ASK THE READERS selection, we selected 3 companies. All of which are already in our family's dividend stock portfolio.  Although we track these purchases separately, the stock we buy will still ultimately lower our cost basis. 

**LET US KNOW WHICH STOCK YOU WOULD PICK AND WHY**

Thank you in advance!!

NEW Loyal 3 Account !!

Now that larger investors like banks and investing companies are investing in peer-to-peer (P2P) lending, it appears to be losing its luster among us small time investors.  Like everything else in this world, money talks.  Because larger investors can throw huge chunks at P2P notes, my guess is that they are given priority over the smaller investors.  When we first started investing in P2P over 2 years ago, granted there weren't as many notes, it seemed easier to find notes that met our investing criteria.  In both Prosper and Lending Club, it has been our recent experience that good quality notes are now harder to find these days!!

Investing in P2P notes was a way we were diversifying our money.  Rather than put everything in the market, we found some peace knowing that our money was placed in different pots.  Although we still have roughly $18K total investing in P2P notes, we are looking to slowly move some of that money out of the P2P accounts (Prosper and Lending Club) since we feel that too much of our money remains idle each month and not working for us. After looking around, we have decided to open a Loyal3 account and slowly funnel idle cash from our P2P accounts to build a portfolio in Loyal3.

Loyal3 Account Snapshot:

To get our feet wet, we recently invested $100 into three companies (FTR, DIS, WMT).  Also, since we were investing $25 to purchase P2P notes, we decided to keep things familiar and invest in increments of $25.  Below is a quick snapshot of our account.  As you can see, we are up 2.08%. Yay!! 

About Loyal3:

Launched in 2013, Loyal3 provides an entirely new model of investing.While the site doesn’t cater to experienced traders with sophisticated tools and expert advice, it does hope to make the stock market accessible to the general public via an easy-to-use platform. With Loyal3, all trades are completely free – no commissions, no fees. All customers are automatically enrolled in its DRIP program.

• Loyal3’s corporate partners agree to use it as a go-between for direct-purchase to individual investors. In exchange, these companies pay all transaction fees and pass extra on to Loyal3 for each investor they sign up. Though most companies have had direct-purchase options for years, Loyal3 allows investors to put as little as $10 into whole or fractional shares of stock, or as little as $100 in an IPO. For stock IPOs, you do need a minimum $350 account balance.

Drawbacks

Because it needs to have an agreement with each company, its offerings are limited. At this time, Loyal 3 offers only stocks, no mutual funds, bonds, etc. This obviously makes it harder for investors to create a truly diversified portfolio. And while the platform (just pick from a page’s worth of brand logos, select your investment amount, and confirm) is incredibly easy, the site offers a limited set of educational content. One still needs to rely on another site to fully research a particular stock. No advance purchasing options like limit orders, options, etc.  

• Active, experience investors are generally less interested in Loyal3, but they are not the target market.  Then again, inexperienced investors could benefit from the educational resources and broker access offered by other sites. All things considered, we still think Loyal3 might still be a good, temporary introduction to the stock market, before moving on to a more traditional broker.  Or in our case, to invest small amounts of money into the market, and avoid paying a commission, which would otherwise have a significant impact on the cost basis. 

Quick Facts:

• Minimum initial deposit: $0
• Stock Trades: $0
• You can place a one-time order or schedule monthly investments.
• You can buy factional shares.
• Currently, you can invest a maximum of $20,000 per stock, per month with a $10,000 maximum per transaction.
• Must sign up with a valid bank account, investing through credit card no longer permitted.
• Mobile access (Apple iOS support for iPhone and iPad. Android is currently planned for in the future).
• No Check Writing or Debit Card.
• No advance purchase options.
• No broker-assisted orders.
• Loyal3 does not have physical locations or provide advice. This is a trading account for those who want to make their own investment decisions.
• Obviously, since you are purchasing stocks there’s no guaranteed return and your investments are NOT FDIC insured.

Do you use Loyal3? Please share your opinions in the comments section.

Stocks Added to Collection of Stock Analyses - September 2015

For those who are not yet familiar with my extensive collection of individual dividend stocks. The collection is currently comprised of 835 stock analyses (and still growing) with links to various stock analyses that I found throughout the dividend blog community.  

The collection was created in a Google Docs Spreadsheet so that I may continue to maintain and update the list periodically. My plan is to provide bi-monthly updates (one at mid month and another and the end of the month) to inform everyone of new stock analysis I have recently added to my collection.

The collection goes back two years.  Eventually, as the collection grows, I am planning to only keep stock analyses for a one year time period. You should also know that to help highlight the stock analyses that have recently been created during the last 2 months, I have provided NEW!! at the end of those analyses.

Here is a list of newly added stocks analyses since my last post.

NEWLY ADDED STOCK ANALYSES:

1. Abbvie Inc (ABBV)
• by Sure Dividend 
2. Archer Daniels Midland Co (ADM)
• by Dividend Growth Stocks
3. Bank of Montreal (BMO)
• by Million Dollar Journey
4. Canadian National Railway (CNI)
• by Dividend Monk
5. Chevron Corp (CVX)
• by Whimsical Dividend
6. Coca Cola Company (KO)
• by Simply Safe Dividend
7. Disney Company - The Walt (DIS)
• by Dividend Diplomats
8. Eaton Vance Corp (EV)
• by Dividend Growth Investor
9. General Dynamics Corp (GD)
• by Dividend Growth Stocks
10. International Business Machine (IBM)
• by Simply Safe Dividends
11. Ida Corp (IDA)
• by Dividend Monk
12. Johnson & Johnson (JNJ)
• by Simply Safe Dividend
13. Leggett & Platt, Inc (LEG)
• by Dividend Growth Stocks
14. Mc Donalds Corp (MCD)
• by Simply Safe Dividends
15. Medtronic, Inc (MDT)
• by Dividend Growth Stocks
16. Microsoft Corp (MSFT)
• by Dividends 4 Life
17. National Oilwell Varco (NOV)
• by Sure Dividend
18. National Retail Properties, Inc (NNN)
• by Sure Dividend
19. Pepsico, Inc (PEP)
• by Simply Safe Dividend
20. Phillips 66 (K)
• by Sure Dividend 
21. Procter & Gamble Co (PG)
• by Dividend Growth Stocks
22. Procter & Gamble Co (PG)
• by Simply Safe Dividend
23. Royal Bank of Canada (RY)
• by Roadmap 2 Retire
24. Sysco Corp (SY)
• by Dividend Growth Stocks 
25. Target Corp (TGT)
• by Dividend Growth Stocks
26. United Parcel Services, Inc (UPS)
• by Dividend Empire
27. Verizon Communications, Inc (VZ)
• by Sure Dividend
28. Wal-Mart Stores, Inc (WMT)
• by Sure Dividend
29. 3M Company (MMM)
• by Simply Safe Dividend

 Links now provided directly in this post!

Please feel free to leave me a message if you prepared a stock analysis that I did not include in my post.  I would be more than happy to add your stock analysis to both this post and our collection of stock analyses.  Please make sure to confirm that it is a dividend paying stock and that it is a individual stock analysis.

  

My goal is to make this collection become the centralized source where one begins their research on a particular dividend stock company or at the very least, a source to confirm if a company stock is worth buying. Whether your a beginner or a veteran, I want this list to become an invaluable reference tool for you all. Best part, unlike other subscription based sites, I plan to keep this completely free for everyone to enjoy and benefit from.

Feel free to share with all of your friends and family! 

Click on Link Below

Complete Collection of Stock Analyses

Also don't forget to check out our:

NEW!! Collection of Recent Buys

Dividend Stocks Portfolio (Update) - September 2015

Here is the recent update to our dividend stocks portfolio – September 2015.

SALES 

This past month we did not sell off any shares from our family's dividend stock portfolio.  But since we did not sell any shares throughout the month of August, that also means that our annual dividends did not decrease either. 

TOTAL VALUE OF ALL SALES: $0.00

OVERALL DECREASE TO ANNUAL DIVIDENDS: $0.00
  

PURCHASES

The momentum of our  stock buying activity this past month continued from previous two months. In fact, I am happy to report that we ended the month of August with a record setting 17 BUY transactions, with a total of $6,010.05 in new capital put to work. All in all, great month with lots of solid companies out there at attractive prices. Hope it continues!! we certainly would like to keep this momentum going for a 4th consecutive month. :) 

With the purchases this month, the family dividend stocks portfolio now contains a total of 47 different companies/ETF that ALL pay us a dividend.

The following is the actual buy that we made during the month of August:

8/3/15
8 shares of CVX (Chevron Corp) at $85.50 

• Total Spent: $684.00
• Estimated Annual Dividend Received: $34.24

8/5/15
12 shares of KMI (Kinder Morgan Inc) at $32.25 

• Total Spent: $387.00
• Estimated Annual Dividend Received: $23.52

8/6/15
5 shares of OXY (Occidental Petroleum Corp) at $68.00 

• Total Spent: $340.00
• Estimated Annual Dividend Received: $15.00

8/11/15
9 shares of EMR (Emerson Electric Co) at $48.83

• Total Spent: $439.37
• Estimated Annual Dividend Received: $16.92

8/13/15
20 shares of POT (Potach Corp) at $25.88

• Total Spent: $517.00
• Estimated Annual Dividend Received: $30.40

8/17/15
9 shares of BNS (Bank of Nova Scotia) at $46.50

• Total Spent: $418.15
• Estimated Annual Dividend Received: $19.29

8/18/15
9 shares of BBL (BHP Billiton Plc) at $34.71

• Total Spent: $416.52
• Estimated Annual Dividend Received: $29.76

8/24/15
6 shares of WPC (W.P. Carey Inc) at $58.00

• Total Spent: $348.00
• Estimated Annual Dividend Received: $22.90

8/24/15
4 shares of UNP (Union Pacific Corp) at $80.00

• Total Spent: $320.00
• Estimated Annual Dividend Received: $8.80

8/24/15
12 shares of OKS (Oneok Partners Lp) at $28.09

• Total Spent: $337.08
• Estimated Annual Dividend Received: $37.92

8/24/15
5 shares of OXY (Occidental Petroleum Corp) at $66.48

• Total Spent: $332.40
• Estimated Annual Dividend Received: $15.00

8/24/15
12 shares of KMI (Kinder Morgan Inc) at $29.00

• Total Spent: $348.00
• Estimated Annual Dividend Received: $23.52

8/24/15
4 shares of JNJ (Johnson & Johnson) at $90.00

• Total Spent: $360.00
• Estimated Annual Dividend Received: $12.00

8/24/15
9 shares of ENB (Enbridge Inc) at $37.17

• Total Spent: $334.53
• Estimated Annual Dividend Received: $13.09

8/26/15
10 shares of BNS (Bank of Nova Scotia) at $42.80

• Total Spent: $428.00
• Estimated Annual Dividend Received: $20.40

TOTAL SPENT ON NEW ACQUISITION: $6,010.05

OVERALL INCREASE TO ANNUAL DIVIDENDS: $322.76

With the additional $322.76 in dividends, our new estimated annual income is now $3,610 (including our Edward Jones account) or and average of approximately $300.83/month.

Many DGI bloggers had similar success as evident in our recent post: Collection of RECENT BUYS (Summary) - August 2015 

TRADE COUNTER

We are blessed to have a PMA trading account with Wells Fargo Investments.  With our PMA trading account, we receive 100 FREE trades a year!  How awesome is that?!? So far, we've used a total of 92 trades out of 100.  Our trade counter will reset on 9/15/2015. That means we only have only 11 more days to use our remaining 8 free trades before our trade counter resets. We have a few limit orders set but I don't think they will execute. Whether we use all 100 free trades or not does not matter to me...I'm just happy to know that none of our trades this year came with any commissions! 

DIVIDENDS

During the past month,  our family received dividends from a total of 9 companies/ETFs/Partnerships!! The total dividends received from those 9 companies/ETFs was: $158.48.

For the past month, we receive the following dividends:

WELLS FARGO INVESTMENT ACCOUNT:
8/3/15 -  VZ (Verizon Comm Co): $19.25
8/3/15 -  DE (Deere & Co): $10.80
8/3/15 -  T (AT&T Inc): $18.96
8/14/15 - OKS (Oneok Partners Lp): $9.48
8/14/15 - KMI (Kinder Morgan Inc): $11.27
8/17/15 - OHI (Omega Healthcare REIT): $5.50
8/21/15 - ARTNA (Artesian Resources Corp): $19.65
8/24/15 - TIS (Orchids Paper Products Co): $14.00
8/25/15 - HCP (HCP Inc): $5.09

EDWARD JONES INVESTMENT ACCOUNT:
8/3/15 - T (AT&T Inc): $44.48

OVERALL DIVIDENDS TOTAL THIS MONTH: $158.48*
* OKS payment was a partnership distribution, not dividends. 

In case you interested, our family's dividend stocks portfolio may be found by clicking on the link below:

Dividend Stocks Portfolio