Friday, July 11, 2014

Retirement Accounts (Update) - July 2014

For several years now, our retirement accounts have been growing at a decent pace...this year, however, the performance has been pretty anemic! I am still thankful that we are not losing money. But that is why our family has now decided to switch our focus towards building our Dividend Stocks Portfolio and P2P Lending Accounts so as to have optional income streams in retirement. Nevertheless, we will still continue to track these accounts as they are still part of our retirement plan.


Below is a quick update to show the current values of our retirement accounts as of July 1, 2014.  For a more comprehensive list of values (beginning January 2014) and details of these accounts, please visit the Retirement Accounts page on our blog.


JULY 1, 2014

Cash Value of Pension$200,795 ($1,314 increase from June total of $199,481)

Total value of 457K: $116,748 ($1,538 increase from June total of $115.210)

Roth IRAs
Total value of Roth IRA accounts: $53,390 ($2,046 increase from June total of  $51,346)
Overall, the month of June was a decent month as our retirement accounts increase $4,898 from the June 1, 2014 totals.  As it stands, the total amount of our retirement accounts is currently valued at: $370,933.
Click below to view retirement accounts page



  1. Nice job on building that retirement account. I am also trying to focus more on building up my dividend portfolio and I do have a lending club account. I have several charge off already in my lending club, although I am not losing any money yet. I am thinking about stop contributing to lending club, but I am still debating about that. I 'm currently adding $500/mo to my lending club.

    1. Expat Investor - Thank you for the kind words and support.

      We have both Prosper and Lending Club P2P accounts. I've found that it easier to find quality notes and/or be more selective in our choices. Between the two, we try to add roughly $500/month but it varies from month to month.

      BTW, I've heard some rumors that Lending Club will be launching an IPO sometime this year. I love the business model and feel there is plenty of room for growth. At the right price, I may getting in on the IPO. :)

      Best Wishes. AFFJ