Friday, August 23, 2019

Net Worth Report (August 2019 Update)

We originally set out to provide just annual Net Worth updates and then eventually started to do quarterly updates.  Now that we have significantly slowed the pace of our posts, I think we will like just pop in once or twice a year simply to let everyone know how we are doing and to keep ourselves honest and looking forward to our ultimate goal of early retirement and/or Financial Independence!  

Also, in case you have not come across it, we are part of an active list of bloggers who provide their net worth on Rockstar Finance's page - The Ultimate List of Blogger Net Worth. Prior to this post, our family is currently sitting at No. 83 (out of a total of 2,235 bloggers) on the list as of August 16, 2019. After this post, we are estimating that we may jump a few spots to roughly No. 79 on the list. 

As of August 1, 2019, our family net worth was as follows:

Retirement Savings:                      $ 588,572 
P2P Lending Accounts:                   $    1,819
Dividend Stock Accounts (DSA):     $   85,137
DSA - Surplus Cash:                      $  23,139
College Savings Accounts:              $  86,281
Cash and Savings:                         $  60,477

(Increase of $69,867 since July 2018)

Although we do not count it as part of our Net Worth,
it is still nice to know that our Home Equity is:
(Increase of $8,486 since July 2018)

Although we don't consider our home equity as part of our Net Worth, we understand that some people do.  So for those who include home equity in their Net Worth, our family's net worth would be considered: $1,461,881 (Increase of $78,353 since July 2018).  It's a pretty awesome figure when you include the home equity but until we can accumulate 7 figures without our home equity, I refuse to consider myself a millionaire. 

* Although others do consider home equity, and even cars, collections, etc. as part of their net worth, it is our opinion that since these items are not very liquid and the value of these items is highly dependent on what others are willing to pay for them (at the present time), we have decided not to consider these type of assets as part of our family's recognized net worth.


  1. AFF -

    You are so damn close, too, when not considering the house. Keep going, and though it's just a number, you'll be there soon enough.


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  3. You're definitely almost at a million even without the house! Maybe you've already broken it! :)

  4. By the way, I am updating a post on FI and FIRE bloggers net worths' (a la JMoney aka J$), and I have his blessing.

    Would you like to be included? If so, I would be happy to use your net worth number of $845,425 and link to this post: (I would be sure to note this is as of August 1, 2019).

    If you have a specific link you want me to link, please include it!

    You can see the post here:

    You'd probably be coming in at number 10. The list is only 12 blogs right now (it'd be a baker's dozen with you), but I am slowly working my way down J$'s list. The problem is that some blogs are not active any more or not replying to their forms, etc.

    Thank you,
    Into the FIRE