Wednesday, January 11, 2017

Net Worth Report (January 2017 Update)

Originally, I was only planning to provide annual Net Worth updates.  However, since I am now part of an active list of bloggers who provide their net worth on Rockstar Finance's page - The Ultimate List of Blogger Net Worth, I have decided to start providing quarterly updates.  Providing quarterly updates will allow us to keep our readers more updated with our overall progress towards Financial Independence. It will also allow us to stay accurate and current on the Rockstar Finance's Ultimate List of Blogger Net Worth. ;)

To close out the 2016 year, our family net worth is as follows:

Retirement Savings:                      $ 452,520
P2P Lending Accounts:                   $  12,577
Dividend Stock Accounts (DSA):     $  82,269
DSA - Surplus Cash:                      $  19,137
College Savings Accounts:              $  60,868
Cash and Savings:                         $  64,594

(Increase of $54,701 since January 2016 total: $637,264)

Although we do not count it as part of our Net Worth,
it is still nice to know that our Home Equity is:
(Increase of $80,914 since January 2016 total: $451,668)

Although we don't consider our home equity as part of our Net Worth, we understand that some people do.  So for those who include home equity in their Net Worth, our family's net worth would be considered: $1,224,547 (Increase of $135,615 since January 2016 total: $1,088,932).  It's a pretty awesome figure when you include the home equity but until we can accumulate 7 figures without our home equity, I refuse to consider myself a millionaire. 

* Although others do consider home equity, and even cars, collections, etc. as part of their net worth, it is our opinion that since these items are not very liquid and the value of these items is highly dependent on what others are willing to pay for them (at the present time), we have decided not to consider these type of assets as part of our family's recognized net worth.


  1. Nice increase, especially considering you were on a hiatus for part of 2016.

    1. Thank you IH. A lot of our finances is on autopilot so the hiatus really affected our blogging frequency more than our overall finances. Yes, we didn't actively look to buy more stocks for our dividend stocks account but our retirement and college savings still kept moving as usual.

      Appreciate you stopping by and commenting. Best wishes my friend! AFFJ

  2. AFFJ -

    WHOA! Not considering net equity in the house; a $4.5K increase per month is fricken awesome; and with the home equity in the house - you managed to increase over $10k per month. Straight killer, keep it up!


    1. Thanks Lanny. Certainly feel blessed that the both the stock market and housing market has treated us well this past year. Let's see what 2017 brings. We would be happy to just see stability and steady and slow growth. :)

      Cheers to another good year for all! AFFJ

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