Tuesday, June 30, 2015

Retirement Accounts (Update) - June 2015

As our readers already know, our family has switched our focus towards diligently building our Dividend Stocks Portfolio and P2P Lending Accounts in an effort to building additional income streams for retirement so we don't have to solely rely on the typical retirement vehicles.

We will still continue to track are retirement accounts (pension, 457K, Roth IRAs) as they are still part of our retirement plan.  Plus, although they are mainly invested in mutual funds, we still need to keep an eye on them and re-balance them periodically.



Below is a quick update to show the current values of our retirement accounts as of June 1, 2015.  For a more comprehensive list of values and details of these accounts, please visit the RETIREMENT ACCOUNTS page on our blog.

As of June 1, 2015

Cash Value of Pension$221,822
($1,907 increase from last month's update of $219,915)

Total value of 457K: $124,320
($501 increase from last month's update of $123,819)

Roth IRAs
Total value of Roth IRA accounts: $57,817
($318 increase from last month's update of $57,499)

Once again, we are bless to be able to say that the month of May was a good month. For a second consecutive month, we saw an increase in all three accounts (pension, 457K and Roth IRAs). Any month where all accounts are in the green is a good month, right?!  

The overall gain from all three accounts this past month was $2,726. For the last two months, our retirement accounts has gone up roughly $6,500 combined. As it stands, the total amount of our retirement accounts is currently valued at: $403,959 (up slightly from the $401,233 reported last month).  

Click below to view retirement accounts page


We currently contribute to my 457K (up to my company's match - 3%) and also $200 each to a Roth IRA for both myself and my wife. Although we are not entirely happy with their growth, we still feel that the 457K and Roth IRAs should remain part of our retirement plan.  If for nothing more, the 457K and Roth IRAs will help supplement my pension. With some of the uncertainties around government pension these days, they could very well serve as back-up plans as well. 


  1. AFFJ,

    Making progress each month! I think its important to have multiple investments for retirement just like we diversify our dividend stock holdings in case one has an issue in the long term future. Its a beautiful thing to have a pension, 457, IRAs, etc... So many vehicles all working for you. Congrats on the month!

    1. Adam, we are certainly glad to be seeing positive number instead of a negative number. :) But yes, having several types of investments for retirement is a beautiful thing. We are blessed to have all vehicles working for us.

      Thanks for stopping by. Best wishes! AFFJ

  2. Nice progress AFFJ. Marching higher month after month. Seeing the progress usually takes the sting off of my job. Meanwhile my passions (and distaste for the job), keep me motivated for early retirement. Have a great 4th weekend!

    1. Thanks Bryan. Progress certainly helps puts things into better perspective. I'm thankful that although I don't love my job, I certainly can't say I hate my job. Mondays can be a bit difficult sometimes, but I imagine that goes for many out there. :)

      Thanks for the holiday wishes...Happy 4th to you and yours!! AFFJ

  3. Looking good FFJ.

    Do you have a time line on when you're going to retire?

    1. Thanks Broke Dividend Investor. We are looking at 12 years (and not have to work in retirement) or between 7-12 years with some part-time work or side hustling for about a decade.

      If my work environment is pleasant than I'll continue to work 12 more years, otherwise, I'll see how long past 7 years I can bear. haha

      Thanks for stopping by and commenting. AFFJ