Friday, March 20, 2015

Retirement Accounts (Update) - March 2015

As our readers already know, our family has switched our focus towards diligently building our Dividend Stocks Portfolio and P2P Lending Accounts in an effort to building additional income streams for retirement so we don't have to solely rely on the typical retirement vehicles.

We will still continue to track are retirement accounts (pension, 457K, Roth IRAs) as they are still part of our retirement plan.  Plus, although they are mainly invested in mutual funds, we still need to keep an eye on them and re-balance them periodically.


Below is a quick update to show the current values of our retirement accounts as of March 1, 2015.  For a more comprehensive list of values (beginning January 2014) and details of these accounts, please visit the Retirement Accounts page on our blog.

As of March 1, 2015

Cash Value of Pension$216,165 
($1,776 increase from February update of $214,389)
Total value of 457K: $122,489
($4,368 increase from February update of $118,121)
Roth IRAs
Total value of Roth IRA accounts: $56,794
($2,244 increase from February update of $54,550)
Great month in the market translates into a great month in our retirement accounts. From all three accounts, we saw an overall increase of a whopping $8,388 this past month!! As it stands, the total amount of our retirement accounts is currently valued at: $395,448 (up from the $387,060 reported last month). 

We currently contribute to my 457K (up to my company's match - 3%) and also $200 each to a Roth IRA for both myself and my wife. Although we are not entirely happy with their growth, we still feel that the 457K and Roth IRAs should remain part of our retirement plan.  If for nothing more, the 457K and Roth IRAs will help supplement my pension. With some of the uncertainties around government pension these days, they could very well serve as back-up plans as well. 
Click below to view retirement accounts page 



  1. AFFJ,

    Nice increase and pretty wild that you're close to $400K, aka I bet you are going to be close to that at the end of March, barring any huge market pullback. Hopefully it continues to ride strong and you'll have multiple avenues for income streams coming in. Congrats and great job!


    1. Thanks Lanny...reaching the $400K mark would be a nice milestone achievement. We may celebrate with a drink or something but then its right back on the saddle and onto the next milestone. :)

      Thanks for stopping by. Best wishes. AFFJ

  2. Very impressive numbers. To be close to $400k is a great accomplishment, one you and your frugal family should be proud of. Keep up the inspiring work.

    1. Thanks DD, we are thankful and blessed to be sitting in the position we are in. It hasn't been easy...our family has made many sacrifices. But we plan to continue those sacrifices until FI is reached.

      Thanks for the support and encouragement. AFFJ