Sunday, November 9, 2014

Retirement Accounts (Update) - November 2014

For several years now, our retirement accounts have been growing at a decent pace...this year, however, the performance has been pretty anemic! I am thankful that, overall, we are not losing money. But as our readers probably already know, the anemic growth is one of the reasons why our family has now decided to switch our focus towards building our Dividend Stocks Portfolio and P2P Lending Accounts so as to have optional income streams in retirement. Nevertheless, we will still continue to track these accounts as they are still part of our retirement plan.


Below is a quick update to show the current values of our retirement accounts as of November 1, 2014.  For a more comprehensive list of values (beginning January 2014) and details of these accounts, please visit the Retirement Accounts page on our blog.

As of November 1, 2014

Cash Value of Pension$208,470 ($1,874 increase from October update of $206,596)
Total value of 457K: $117,910 ($2,554 increase from October update of $115,356)
Roth IRAs
Total value of Roth IRA accounts: $54,583 ($1,883 increase from October update of $52,700)
So its safe to say that we saw a decent recovery this past month as the market began its recovery from the September dip.  In all, our accounts increased a total of $6,311 from the October 1, 2014 totals.  Glad to see things on the rise again in these accounts.    

As it stands, the total amount of our retirement accounts is currently valued at: $380,963 (up from $374,652 reported last month). We currently contribute to my 457K (up to my company's match - 3%) and also $200 each to a Roth IRA for both myself and my wife. Although we are not entirely happy with their growth, we still feel that the 457K and Roth IRAs should remain part of our retirement plan.  If for nothing more, the 457K and Roth IRAs are our back-up plan or supplement to my pension. 
Click below to view retirement accounts page 



  1. Hi, AFFJ.
    Congrats on the month over month increase. I'm just starting to dive into your blog, but the posts have been very entertaining thus far. It's great that you're able to setup various buckets for your investments; that will sure put you in a good spot to minimize taxes down the line. Best wishes for continued success.

    Goosemann Jones
    Flight to Dividends Blog

    1. Thanks FTD. I must say that I am very blessed to be able to sit here and say that I will likely end up with a higher income in retirement. That is also one of the main reason why we started contributing into a Roth IRA. Hopefully, it will allow us to minimize some taxes down the road. :)

      Thanks for visiting and for your comment. Best Wishes! AFFJ