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Friday, October 14, 2016

RECENT BUY : Wells Fargo & Company (NYSE: WFC)

We Recently Purchased The Following:


Wells Fargo & Company (WFC)
Purchased 10 shares of WFC on 10/3/2016 at $43.88
Total Spent: $438.80; added $15.20 in forward dividends.

Our recent purchase of Wells Fargo & Company (WFC) is just the 4th stock purchase made in our family's dividend stocks portfolio since February. We also bought Apple Inc (AAPL), Gilead Sciences (GILD) and Flower Foods Inc (FLO), on June 24, 2016 and September 9, 2016, respectively.  There is certainly a lot of selling going on lately throughout the DGI community so I guess our buying activity is a bit contrarian to the current trend.  But for the record, even though we don't post our sells, we have took some money off the table this year.  In fact, I will say we've probably done more selling than buying to date.  And that is including the buying spree we had in January and February!

Here are a few reasons why we personally bought WFC stock: 1) WFC was trading at a 22.1% discount from its 52-week high of $56.34; 2) Nice yield above 3% at 3.3% 3) low payout ratio at 37% should allow WFC to continue to raise dividends for years to come; 4) WFC is a very large company with a market cap at 228 Billion.

Company Description
From Google Finance:
Wells Fargo & Company is a bank holding company. The Company is a financial services company, which offers banking, insurance, trust and investments, mortgage banking, investment banking, retail banking, brokerage, and consumer and commercial finance. It has three operating segments: Community Banking, Wholesale Banking, and Wealth and Investment Management. Its Community Banking segment offers financial products and services for consumers and small businesses, including checking and savings accounts, credit and debit cards, and auto, student and small business lending. Its Wholesale Banking segment provides financial solutions to businesses across the United States and globally. Its Wealth and Investment Management segment provides a range of personalized wealth management, investment, and retirement products and services to clients across the United States-based businesses. It operates through over 8,700 locations and approximately 13,000 automated teller machines.


With our recent purchase of Wells Fargo & Company (WFC), the estimated forward dividends for our family's dividend stocks portfolio grew another $15.20, putting our yearly dividends at approximately $3,304/year (excluding our Edwards Jones account) and $3,689/year (including our Edward Jones account).  


Since we had already owned Wells Fargo & Company, the recent buy of WFC did not add new dividend paying stock to our family's dividend stocks portfolios (WF and EJ Accounts).  The total stocks held in our family's dividend stock portfolio remains at 56 different dividend paying stocks/ETFs and also 5 companies that either don't pay a dividend our has currently suspended their dividends.



Our family's dividend stocks portfolio may be found
by clicking on the link below:

We also maintain an extensive list of stock analysis
that can be access through the link below:

We also just started a list of Recent Buys by other bloggers
that can be access through the link below:



HERE IS A QUICK FACT SHEET FOR THE STOCK I JUST PURCHASED:



Wells Fargo & Company (WFC)
P/E: 11
Payout Ratio: 37%
Dividend Yield: 3.3%

consecutive years of dividend increases
Last Ex-dividend date: 8/3/2016
Next Ex-dividend date: approx. 11/3/2016
Have paid a dividend since: 1939 (77 years)
Pays a dividend 4 times a year
Market Cap: 228 Billion
52-week high: $56.34
52-week low: $43.55

Purchased Price: $43.55


What are your thoughts on of recent purchase?


What are you buying?

13 comments:

  1. Thats a good price to get in,i have been buying WFC and may average down.

    ReplyDelete
    Replies
    1. We bought shares earlier this year near $50 so this purchase lowered our cost basis. If it continues to dip below $40, we plan to buy more. Even if it doesn't, we think it is a great value in the low 40s.

      Appreciate the feedback. Thanks for stopping by. AFFJ

      Delete
  2. You paid a very reasonable price for a company that will most likely be great again in a couple years. And as interest rates rise, so will their EPS. Good luck.

    ReplyDelete
    Replies
    1. We certainly believe and hope so. Profits should continue to grow as interest rates rise. It may not be overnight (which we are OK with), but we think WFC if a good long-term stock at current prices.

      Appreciate the comment. Best wishes. AFFJ

      Delete
  3. Looks like many are taking advantage of the WFC dip. No doubt, near term it will be rough but I think way down the road this would have been a good buy. Yield and value are both looking good for this name. Thanks for sharing.

    ReplyDelete
    Replies
    1. Yes, it may take some time for the stock price to rebound but hoping to collect the 3% plus in dividends while we wait. Even better if WFC continues their streak of dividend increase as they have done the past four years. :)

      Thanks for stopping by and commenting Keith. AFFJ

      Delete
  4. Wow, what a perfect timing on stocking up on WFC. It's rarely dip below $50, not to mention getting it at $43.

    Even the interest rate will not increase, but WFC's profit is still healthy. Dividend is amongst the highest in the banking sector.

    Cheers!

    ReplyDelete
    Replies
    1. We may be a bit biased as we do bank with Wells Fargo, but we think it is a good company that should be around for years to come. We think their future looks bright with a rising interest rate environment. Glad to be able to grab a few more shares in the low 40s.

      Thank you for the feedback. AFFJ

      Delete
  5. AFFJ -

    Nice purchase, so many eyes on this bank that's for sure. They aren't going anywhere, and the dividend is fairly safe. Congrats!

    -Lanny

    ReplyDelete
    Replies
    1. Thanks Lanny. As one of the largest banks with a market cap of 228 Billion, I have to agree with you that WFC is not going anywhere. :)

      Thanks for stopping by and for the kind words of support. AFFJ

      Delete
  6. Nice Buy. I think with the old CEO out, things can move forward and start a better outlook for the company now. I don't necesarily believe the CEO was the main problem, but investors are looking for a scapegoat and the CEO is typically the one that fills the role.

    ReplyDelete
    Replies
    1. I have to agree with you Adam. A fresh start can sometimes be a good thing for companies. If nothing more, a new CEO should help with investors confidence as it appears many had blamed the old CEO. Who knows, if the next few quarters improve with the new CEO, it could help to bring some of the investors back.

      Appreciate the comments. Best wishes. AFFJ

      Delete